Beagle Finance assists homeowners with impaired credit histories—including CCJs, arrears, or defaults—by offering secured loans against property.
Specialising in second charge mortgages, Beagle Finance enables homeowners to borrow against property equity without altering existing primary mortgages. This option avoids early repayment charges associated with remortgaging, offering loans from £10,000 to £1,000,000 over 3–35 years. Second charge loans sit behind primary mortgages in repayment priority, allowing access to capital for purposes like business investments or property deposits. Criteria often accommodate complex incomes and non-standard property types, with some lenders permitting 100% loan-to-value ratios. Applications typically complete within 28 days, providing a faster alternative to traditional remortgaging processes while maintaining regulatory compliance under FCA oversight.